Terms & Conditions

This website is operated by RightFocus Investments Private Limited under the brand name FinAtoZ.

By accessing or using this website, visitors, users, and clients agree to be bound by these Terms & Conditions. Users should read these terms carefully before using the website or any services made available through it.

FinAtoZ reserves the right to update or revise these terms from time to time, and such updated terms will apply from the date they are published on the website.

The website must be used only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the website.

• Users must not misuse the website, its content, tools, calculators, or services.
• Unauthorized use of the website is prohibited.
• Users must not attempt to disrupt website functionality, interfere with security, or gain unauthorized access to any systems or data.
• All content on the website is intended for informational purposes unless expressly stated otherwise.

FinAtoZ provides investment advisory services in accordance with the applicable regulations of the Securities and Exchange Board of India.

Information available on the website does not automatically create an advisory relationship.

Advisory services begin only after onboarding and execution of a client advisory agreement.

Use of this website by itself does not create a client relationship with FinAtoZ.

An advisory relationship begins only after the following are completed:

• Completion of Know Your Client requirements.
• Execution of the advisory agreement.
• Payment of applicable fees as per the agreed engagement model.

• Provide accurate and complete information where required.
• Evaluate financial decisions independently and responsibly.
• Maintain confidentiality of login credentials and account access.
• Use the website responsibly and in compliance with applicable law.

Advisory fees are charged in accordance with the regulatory limits prescribed by the Securities and Exchange Board of India.

• Fees may be structured as a fixed fee.
• Fees may be structured on an Assets Under Advice (AUA) basis.
• The detailed fee structure is provided during onboarding or in the client advisory agreement.

All content on this website belongs to FinAtoZ or is used with appropriate rights and permissions.

This includes the following categories of material:

• Website text and written content.
• Research material.
• Tools and models.
• Graphics and related visual material.

Users may not reproduce, distribute, modify, or use such content without prior written permission.

FinAtoZ shall not be liable for:

• Investment decisions made by users.
• Losses arising from market movements.
• Reliance on informational website content.
• Technical errors, delays, or service interruptions.

Investment decisions remain the responsibility of the user, and users are encouraged to evaluate risks carefully before acting.

• This website may contain links to third-party websites, tools, or platforms for user convenience.
• FinAtoZ does not control such third-party websites.
• FinAtoZ is not responsible for the content, security practices, availability, or policies of such external websites.

Client and user information is handled responsibly in accordance with applicable legal and regulatory requirements.

Privacy practices relating to the collection, use, and protection of data are described separately in the Privacy Policy and are not restated in full on this page.

FinAtoZ maintains internal policies and processes to identify, manage, and monitor conflicts of interest.

Any material conflict of interest, where relevant, will be disclosed to clients in accordance with applicable regulatory requirements.

Access to the website or specific services may be suspended, restricted, or terminated in cases such as the following:

• Misuse of the website.
• Violation of these terms.
• Suspected unauthorized activity.
• Security concerns.

FinAtoZ may update these Terms & Conditions whenever necessary.

Updated terms will be published on the website, and continued use of the website after such publication implies acceptance of the revised terms.

These Terms & Conditions are governed by the laws of India.

Any disputes arising in relation to the use of this website or the terms set out herein shall be subject to the jurisdiction of the courts in Bengaluru, Karnataka.