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Pricing

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Fee Structure

Simple two-step pricing model

Your engagement starts with detailed onboarding and financial planning, followed by annual ongoing advisory linked to your AUM.

Take the First Step

Initial Onboarding & Financial Planning

Comprehensive analysis and personalized roadmap creation

Starts from

₹24,000

  • Existing Assets Review

    We'll review your existing investments and give you a detailed report on what to hold, sell, or switch. Based on your goals and risk profile, you'll get clear, actionable recommendations from our experts.

  • Financial Planning

    We'll deliver comprehensive financial planning recommendations, specifying how much is required to achieve them, and crafting a clear roadmap. So long that you follow the sound life financial plan, we assure you will make steady progress towards your aspirations and achieving financial freedom.

  • Global Diversification & ETFs

    Get expert recommendations on global investment options and asset strategies to grow your ETFs if applicable.

  • Insurance Review & Recommendations

    We'll assess if you're adequately insured and recommend the right health insurance and life insurance plans.

  • Risk-Aligned Recommendation Basis

    These recommendations based on your unique health conditions and family history to protect you from unpredictable events.

Please note

  • AUM means Assets Under Management.

  • When AUM crosses Rs. 1 crore, fee percentage reduces based on slabs.

  • GST of 18% is applicable on advisory fees.

  • Fees may be revised at year-end based on interest-rate environment.

Why Paying for Advice Makes Sense

The cost of product-led advice is often hidden in product bias

When compensation depends on product sales, your goals can become secondary. A transparent advisory fee keeps incentives cleaner and decisions sharper.

Traditional model

Common limitations in no-fee channels

The platform may look no-fee upfront, but hidden incentive structures can affect the quality and suitability of recommendations.

  • No accountability for your portfolio outcomes

    After a recommendation is shared, follow-up can be limited, so your portfolio may drift away from goals without timely correction.

  • Advice can be driven by sales targets

    When incentives depend on product distribution, recommendations may prioritize commissions over long-term suitability.

  • May not include qualified advisory expertise

    Not every channel gives dedicated certified advisory support tailored to your complete financial profile.

  • Limited continuity after product selection

    Support often reduces once products are purchased, leaving investors without consistent strategy updates and accountability.

The FinAtoZ way

What paid advisory gives you

Advice aligned to your goals, not sales targets

Fee-only advisory reduces product bias. Recommendations are built around your goals, time horizon, and risk profile.

Ongoing accountability

Your advisor tracks progress and adjusts strategy over time, instead of leaving you with one-time product recommendations.

Disciplined risk and diversification framework

A structured risk-profiling and allocation approach helps reduce avoidable concentration risk and emotional decision-making.

Tax-aware portfolio decisions

Tax harvesting, product-level tracking, and periodic rebalancing improve after-tax outcomes and long-term consistency.

Regulatory Transparency

We beileve in Service Tranperancy

1. SEBI Registered Investment Adviser

FinAtoZ operates under: RightFocus Investments Pvt. Ltd. SEBI Registration No: INA200006628

Notice: SEBI registration does not guarantee performance or assure returns to investors.

2. Fee-Only / Conflict Disclosure

Fee-Only Advisory Model: FinAtoZ follows a fee-only advisory model and does not receive commissions from product manufacturers for investment advice.

Pricing FAQ

FAQs about pricing and advisory

Straight answers on fee model, process, and what to expect once you onboard.

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